I purchased EFT about a week ago now, ive used it everyday... not always just closet cheating.
its safe and reliable, Its also pretty easy to get going and its very user-friendly.
Ive used a bunch of different providers, this one is very good and the staff communicate well.
Aim - 8/10
Esp - 9.5/10 (needs option for visibly checks to make a 10)
Everything else - 9